Terms of Use

By accessing this website the visitor acknowledges that s/he has read, understood and agreed to be bound by these terms and to comply with all applicable laws and regulations. NMG grants permission to download one copy of the materials on this website on a single computer for the visitor’s personal or internal business use provided that the visitor does not modify the materials or disseminate the materials to a third party. This permission terminates immediately if the visitor breaches this Agreement. If the visitor does not agree to these terms, then the visitor is not entitled to use this website. NMG may, in its sole discretion and without notice, revise these terms at any time by updating these Terms of Use.

Reliance on Material

NMG offers the full set of solutions to meet the needs of employers, medical schemes, retirement funds, employees, and retirees. We provide clients with unbiased and professional advice on the provision and management of medical, life and disability insurance, and retirement solutions.

We help clients take a complete view of their employee benefits programme and ensure that the benefits encourage greater productivity, loyalty and whilst at the same time protecting the future financial security of the business.

The identity of the controller responsible for your personal information will depend on who you are and how you are engaging or interacting with NMG. If you are an individual using our website, the data controller is NMG. If you are a client (or representative of a client) or a member, the relevant data controller will depend on the NMG office you are engaging with.


NMG makes no representation about any other website a visitor accesses based upon the website materials. Any non-NMG website link is not endorsed or accepted by NMG, nor does NMG accept responsibility for that website’s content.

Limitation of Liability

NMG does not warrant that this website is free from anything which may damage any computer, or its data, that accesses the website. The visitor is uniquely responsible to ensure that whatever s/he uses is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

The materials on this website are distributed on an as is basis without any warranties. To the fullest extent permitted by law, NMG disclaims all warranties, be they express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and infringement of intellectual property rights. Without limitation, NMG does not warrant the accuracy of the materials, the uninterrupted nature of the website’s functions.

To the maximum extent permitted by law, NMG excludes completely all liability to any person for loss or damage of any kind (however caused, including by negligence) arising from or relating in any way to a visitor’s use of this website. To the maximum extent permitted by law, under no circumstances shall NMG, its predecessors, successors, parents, subsidiaries, affiliates, officers, directors, shareholders, investors, employees, agents, representatives, attorneys and their respective heirs, successors and assigns be liable for any damages, including direct, incidental, punitive, special, consequential, or exemplary damages that directly or indirectly result from the use of, or the inability to use, this website or the information contained on the website, including for viruses alleged to have been obtained from the website.

NMG reserves the right to seek all remedies available at law and in equity for violations of these terms of use.
Enforcement of The Terms of Use

This agreement is governed and interpreted pursuant to the laws of Singapore, notwithstanding any principles of conflicts of law. The visitor expressly agrees that exclusive jurisdiction resides in the courts of Singapore, and that the visitor expressly consents to the exercise of personal jurisdiction over him/her in connection with any dispute relating to this website. If any part of these terms is determined by a court with jurisdiction to be unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions.

Our transformation and B-BBEE status
NMG shareholders

Executive representation
We are proud that 75% of our current board members are African , and 50% are African females. Our board members boast solid credentials in their field of expertise and impressive academic qualifications.

Employee base breakdown

NMG Consultants and Actuaries (Pty) Ltd t/a NMG Benefits is a Level One BBBEE contributor. We are committed to the principles behind the Department of Trade and Industry’s BBBEE codes and the renewed focus.

Level one contributor
Scorecard Information
Actual Score
Procurement Recognition Level
Management Control
Black Ownership
Skills Development
Black Women Ownership
Enterprise and Supplier Development
Black New Entrant
Socio-Economic Development
Black Youth
Empowering Supplier
Empowerment Financing Category
Empowerment Financing
Access to Financial Services Category
Access to Financial Services
Value Adding Enterprise
Total Score
VAT Number

As part of NMG Benefits Employment Equity drive, a functioning committee and plan have been put in place. Members are empowered to share their unique voice which is used to enhance the company culture.

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